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Financing

Financing

Flexible Financing Plans Available For All Businesses

Minicarm.com is pleased to offer financing for our customers.  We realize that having the latest technology helps your practice grow through improved efficiencies and greater bottom line profits.

We have programs for the established practice as well as new physician programs for those just getting started.  We have 100% financing available with terms ranging from 12 to 66 months and offer deferred options ($100 per month payments for 3 to 6 months) with all of the soft costs (taxes, training, shipping, etc.) to be included in the one monthly payment.

We understand that most companies have different financing needs when it comes to acquiring our product(s) so please contact us for more information!

Leases and Loans

In addition to our flexible financing solutions, Minicarm.com provides both lease and loan options designed to match your budget and long-term business goals. Whether you prefer lower monthly lease payments or the benefits of equipment ownership through a loan, our team can help you choose the structure that best fits your practice.

Our leasing programs are ideal for businesses looking to preserve cash flow while staying current with technology, while loan options allow you to build equity in your equipment over time. We work with trusted financing partners to deliver competitive rates, simple approvals, and clear terms — making it easier to move forward with confidence.

Also called a Fair Market Value Lease, a True Lease allows you to write off each lease payment as an operating expense. When the lease term is up, you will have the option to renew the lease, upgrade the equipment, purchase it at Fair Market Value, or send it back.
A Capital Lease is designed for you to own the equipment at the end of the payment period. We have created an easy way for you to purchase the equipment at the end of the term for just $1 (or $101, depending on your state tax laws).
We have the ability to structure an agreement as a Rental. Choose the term that suits your needs, commence the agreement and simply rent the equipment or software. Rental Agreements are a great way to overcome budget constraints.
EFA is a simple loan to your business that allows you to buy the equipment you need. Make your payments and at the end of your term, you are done. You chose what to finance including equipment, shipping, taxes, warranties etc.
Our unique 90 or 180-Day Deferred Payment Plan gives your company 90 to 180 days to build cash flows before having to make monthly payments.